Banking without compromise

Niyah is a mobile-only islamic banking solution providing an interest-free banking experience. We aim to combine belief and convenience through technology, so you can bank without compromise.

Interest-Free forever

Niyah is 100% interest-free forever meaning you will not incur any interest on your accounts and we won’t earn any interest on your deposits.

Signup in minutes

Register for a Niyah account through our app in minutes from anywhere. Say goodbye to long application forms and branch visits.

No fees abroad

Your Niyah card works anywhere in the world and we wont charge you any fees. Enjoy your holiday stress free with no hidden charges or surprises.

Manage your money with ease

Budgeting allows you to create a spending plan for your money, it ensures that you will always have enough money for the things you need and the things that are important to you. Money management to help you stay in control of your spending, savings and investments.

Widgets and Beyond!

Widgets are here to give you more information at a glance. Daily spendings, Savings or Investments? Not a Problem!

Instant notification

Receive immediate notifications when you spend and receive money, so you’re always updated.

That’s where
your money goes

Set budgets, spending notifications, and see weekly insights to keep your spending on track.

Send and receive
payments instantly

Send, request money, or split bills with friends and family instantly, whether they’re across the table or across the globe.

Pay with Card

Oh we didn’t mention? You get a physical card to your account, no charge. You’re welcome!

We are focused on
the Community!

The community is at the core of everything we do at Niyah and to ensur that we build the right products and features for our community. We will engage with our community regularly so that you involved at every step of way.

Regular Niyah meetups

Regular online events so we can hear directly from you and get your feedback so we can build products that the community want.

User focused education

Delivery of education for financial literacy, and also for Islamic banking via social media, videos, live workshops, online blog and resources.

Niyah community forum

Feedback and discussion via our community blogs and forums to influence what products we can deliver to you, and how we deliver them.

Things we are working on

SME Financing

Apply for interest-free funding to help your business to grow, where repayments are based on revenue sharing and profit sharing - not interest.

Ethical investments

Invest in globally recognised investment schemes, that suit your medium and long term needs.

Zakat made easy

Calculate and deliver your Zakat payments to recognised bodies

SME Financing

Apply for interest-free funding to help your business to grow, where repayments are based on revenue sharing and profit sharing - not interest.

Ethical investments

Invest in globally recognised investment schemes, that suit your medium and long term needs.

Zakat made easy

Calculate and deliver your Zakat payments to recognised bodies